Salary Take-Home Calculator
Salary Take-Home Calculator by NIVITA HUF. Model scenarios, review calculations, explore detailed breakdowns and export results. Useful free planning tool.
Set your assumptions
Update the values to calculate your scenario.
Your calculation
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How this calculator works
Gross salary = CTC − employer-cost components. Take-home = gross/12 − employee PF/12 − monthly TDS − other monthly deductions.
Important assumptions
CTC structures vary by employer. HRA, bonus, insurance, professional tax, statutory PF limits, taxable benefits and payroll deductions require actual payslip details. TDS is manually entered, not automatically calculated.
About the Salary Take-Home Calculator
What inputs are needed for the Salary Take-Home Calculator?
The calculator supports Annual CTC (₹); Employer PF / CTC (%); Employee PF / gross (%); Gratuity / CTC (%); Monthly TDS (₹); Other monthly deductions (₹). You can change each applicable input and immediately recalculate.
How does the Salary Take-Home Calculator calculate its results?
Gross salary = CTC − employer-cost components. Take-home = gross/12 − employee PF/12 − monthly TDS − other monthly deductions.
Can I save or share my calculation?
Yes. Use Export CSV for the results table, Copy results for a summary, Share scenario for an input-preserving link, or Print to keep a copy. No sign-in is needed.
Are calculator results guaranteed?
No. Calculations depend on the values entered and the assumptions shown. Financial products and regulatory rules can change, and investment projections do not guarantee returns.