STP Calculator
STP Calculator by NIVITA HUF. Model scenarios, review calculations, explore detailed breakdowns and export results. Useful free planning tool.
Set your assumptions
Update the values to calculate your scenario.
Your calculation
Results update as you enter information.
JavaScript is required for interactive calculations.
How this calculator works
Each month both funds grow at their effective monthly rates, then the requested transfer (capped at available source balance) moves into the destination fund.
Important assumptions
Transfer takes place at the end of each month after assumed growth. Taxes, exit loads and account restrictions are not modelled.
About the STP Calculator
What inputs are needed for the STP Calculator?
The calculator supports Source fund balance (₹); Transfer each month (₹); Source fund annual return (%); Destination fund annual return (%); Months of projection. You can change each applicable input and immediately recalculate.
How does the STP Calculator calculate its results?
Each month both funds grow at their effective monthly rates, then the requested transfer (capped at available source balance) moves into the destination fund.
Can I save or share my calculation?
Yes. Use Export CSV for the results table, Copy results for a summary, Share scenario for an input-preserving link, or Print to keep a copy. No sign-in is needed.
Are calculator results guaranteed?
No. Calculations depend on the values entered and the assumptions shown. Financial products and regulatory rules can change, and investment projections do not guarantee returns.