Privacy & data handling

We collect name, email, phone, PAN and address for account review, transaction moderation and safety. PAN and address are encrypted at rest; limited administrators can reveal these values with password confirmation and audit logging. Passwords are one-way hashed. Contact info is not published in listings. We use essential security session cookies. Contact info@nivitahuf.com to request access, correction or data-handling assistance. Operational records may require retention for legal and dispute purposes. A lawyer should finalize retention periods and a jurisdiction-appropriate privacy notice before launch.

For questions contact info@nivitahuf.com.